Credit and Savings Associations
SDC financed the first phase of the “Rede das Caixas Rurais de Nampula” RCRN as part of the “Rural Development Programme”. The French organisation IRAM has been implementing the RCRN, and would continue to do so in the proposed second phase. As the project would be integrated into the Economic Development Domain of the Swiss Development Cooperation in Mozambique, SDC would conclude a contract directly with IRAM. The RCRN project has initiated and supported the establishment of community-based credit and savings associations in rural districts of Nampula Province. The General Objective of the proposed second phase is the creation of a commercially viable financial institution serving the credit and savings needs of people previously unable to access financial services, with a special focus on rural areas. To reach this objective, the second phase of the RCRN would focus on strengthening credit management in existing caixas, expanding the caixa network towards economically more dynamic areas (portfolio diversification), and introducing new products (e.g. SME loans).
| País / Região | Tema | Período | Orçamento | 
|---|---|---|---|
| Mozambique | Inclusive economic Development nothemedefined 
                        
                            Informal banking & insurance  Employment creation SME development | 01.08.2008
                    - 31.07.2012 | CHF  3’600’000 | 
- Other international or foreign NGO North
- 
DAC Sector BANKING AND FINANCIAL SERVICES 
 OTHER SOCIAL INFRASTRUCTURE AND SERVICES
 INDUSTRY
 Sub-Sector according to the OECD Developement Assistance Commitiee categorisation Informal and semi-formal financial intermediaries
 Employment policy and administrative management
 Small and medium-sized enterprises (SME) development
 Temas transversais Specific project on gender equality 
 The project takes account of gender equality as a cross-cutting theme.
 Tipo de suporte Official development assistance (ODA) 
 Tipo de colaboração Bilateral cooperation 
 Tipo de financiamento Aid grant 
 Tipo de ajuda Project and programme contribution 
 Tied/untied aid Untied aid 
 Número de Projetos 7F06373 
| Direcção / Responsável no Departamento Federal | SDC | 
| Área de financiamento | Development cooperation | 
| Parceiros do Projecto | Parceiro contractual International or foreign NGO Parceiro de implementação Implementing Partner  | 
| Orçamento | Fase do projeto em curso Orçamento suíço CHF 3’600’000 Desembolsos Suíços até à data CHF 3’750’333 | 
| Fases do Projeto | Phase 
                                        5
                                        15.05.2024
                                    - 31.12.2027  
                                    (Fase do projeto em curso)
                                
                            
                        
                    
                    
                    
                
            
                
                    
                    
                    
                        
                            
                            
                                
                                    Phase  4
                                        08.03.2021
                                    - 31.03.2024
                                     
                                    (Completed)
                                
                            
                        
                    
                
            
                
                    
                    
                    
                        
                            
                            
                                
                                    Phase  3
                                        01.04.2018
                                    - 31.12.2020
                                     
                                    (Completed)
                                
                            
                        
                    
                
            
                
                    
                    
                    
                        
                            
                            
                                
                                    Phase  2
                                        01.07.2012
                                    - 31.12.2017
                                     
                                    (Completed) Phase 1 01.08.2008 - 31.07.2012 (Completed) | 
 
                 
             
             
             
             
            